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15 best new bank account promotions and bonuses for July 2026: Earn up to $3,000

Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts.
Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. Most bank bonuses have a few qualifying requirements.
Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.

Chase Private Client Checking℠ – up to $3000 bonus

• KeyBank is back with their business checking bonus and is offering $500 to new business checking account customers after qualifying activities.
• Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls.
• In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.
• We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content.
• That includes what fees might be incurred and how long you might have to wait for the bonus to be paid.
• Interest is paid on your entire balance with a premium rate paid on your first $1,000.2
• Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.

Now available nationwide, BMO is offering up to a $1,500 welcome bonus when you open a new business checking account and meet the minimum balance requirements. The Bask Mileage Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the 20,000 bonus miles. You can stack this offer with their personal checking account bonus to earn a total of $800. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. You can stack this offer with their personal checking account bonuses to earn a lot more!

BMO Bank Checking Accounts: $400 bonus

The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1200 bonus. The Chase Private Client Checking℠ signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus. The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.

Choose your new checking account bonus

• Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches.
• Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.
• If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum.
• For this bank promotions roundup, more than a dozen data points were considered per offer.
• The Barclays Tiered Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus.
• Available nationwide with the ability to open online, J.P.

Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period («Payout Window»). Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met.

If these qualifications are met, your bonus will be paid to your account within 120 days from leprezone casino account opening. However, in order to earn the bonus, you usually have to meet a few requirements. BONUS EARNED will be paid within 120 days from account opening One bonus per customer and only one bonus paid per account. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout. If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum.
You may have to meet certain requirements to qualify for bank bonuses. For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while Any of our consumer checking accounts are eligible for this bonus offer. You must make at least $1,000 in deposits within 90 days of account opening1 Access 85,000+ surcharge-free ATMs nationwide including Publix Presto ATM locations!

Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000.
Add a direct deposit to your checking account and enjoy getting paid up to two days earlier with Priority Pay3. Interest is paid on your entire balance with a premium rate paid on your first $1,000.2 The revenue these partnerships generate gives us the opportunity to pay our great team of writers for their work, as well as continue to improve the website and its content. This means that, at no additional cost to you, we may get paid when you click on a link.